Terms of Service

These Terms of Service (the "Terms") govern access to and use of Notofin, including notofin.com, app.notofin.com, related applications, integrations, software components, APIs, content and support services (together, the "Service").

The Service is operated by Equity Logica Ltd. / Екуити Лоджика ООД, a Bulgarian limited liability company with UIC 208636066 and registered office in 1680 Sofia, Bulgaria ("Notofin", "we", "us" or "our").

By creating an account, purchasing a subscription, joining a workspace, connecting a trading account, installing a Notofin component or otherwise using the Service, you agree to these Terms. If you use the Service for an organisation, you confirm that you are authorised to bind that organisation. If you do not agree, do not use the Service.

You must be at least 18 years old and legally capable of entering into a binding contract. The Service is not directed to children. You may not use the Service if applicable law prohibits you from doing so or if we previously suspended or terminated your access for a material breach.

Notofin is a software tool for recording, importing, organising and reviewing trading-related information. Depending on your plan and available integrations, the Service may allow you to:

• record trades, strategies, notes, screenshots, emotions, decisions and execution context;
• connect supported trading platforms or import information through plugins, APIs, files or screenshots;
• review statistics, behavioural patterns, execution consistency and historical performance;
• generate AI-assisted observations based on information available in your workspace;
• manage individual or team workspaces, seats, permissions and trader review processes; and
• use additional features that we introduce from time to time.

Features, integrations and limits may differ by plan, country, device and release stage. We may improve, modify, replace or discontinue non-material features. If a change materially reduces a paid Service, we will give reasonable notice where practicable and preserve any mandatory rights you have under applicable law.

Notofin is an information, journaling and performance-review tool. It does not provide investment advice, personal recommendations, trading signals, portfolio management, brokerage, custody, exchange, payment, copy-trading or trade-execution services. Notofin does not open, close, transmit or manage trades on your behalf.

Information, analytics, scores, examples, AI outputs, prompts and educational materials are general and retrospective. They are not a recommendation to buy, sell, hold or avoid any financial instrument, and they do not consider your objectives, financial circumstances, experience, tax position or risk tolerance. You remain solely responsible for every trading and investment decision.

Nothing in the Service creates a fiduciary, adviser-client, broker-client or investment-management relationship. Supported platform names and logos identify compatibility only. Unless expressly stated, Notofin is independent from and not endorsed by any broker, exchange, platform, prop firm or data provider.

You must provide accurate and current registration information and keep it updated. You are responsible for activity under your account, including activity by anyone who uses your credentials or an authorised workspace seat.

You must protect passwords, authentication codes, API credentials, tokens, investor passwords and connected-account details. Do not share credentials except through functionality designed for authorised team access. Notify us promptly at tech@notofin.com if you suspect unauthorised use, credential compromise or a security incident.

We may require email verification, multi-factor authentication, identity or business verification, or additional security checks where reasonably necessary to protect users, prevent fraud, comply with law or support a business relationship.

The Service may connect with third-party platforms, including trading platforms, brokers, payment processors, authentication services, hosting providers, email providers, analytics services and AI providers. These services are operated by third parties and may be subject to separate terms and privacy notices.

When you authorise a connection, you instruct us to access, receive, transmit and process the information required to provide that connection. You confirm that you have the right to provide any credentials, tokens, files or data used for the connection.

We do not control third-party availability, accuracy, security, rate limits, data formats or policy changes. A third-party interruption or change may delay, alter or disable an integration. We are not responsible for the independent acts or omissions of third parties, but this does not exclude liability that cannot lawfully be excluded.

You should verify imported data against the source platform. Synchronisation may be delayed or incomplete because of platform restrictions, connection failures, time-zone differences, symbol mapping, partial fills, fees, currency conversion, unsupported transactions or other technical factors.

As between you and Notofin, you retain ownership of the information and materials you submit, upload, import or create in the Service, including trade records, notes, strategies, screenshots, labels, emotional check-ins and workspace content ("User Content").

You grant Notofin a worldwide, non-exclusive, limited licence to host, copy, process, transmit, display, modify technically and otherwise use User Content only as reasonably necessary to operate, secure, support and improve the Service, comply with your instructions, enforce these Terms and meet legal obligations. This licence ends when the content is deleted from our active systems, subject to backups, legal retention and de-identified data.

You represent that you have all rights and permissions needed for User Content and that it does not unlawfully disclose another person's personal data, confidential information or intellectual property. Screenshots and imported data may contain account numbers, names or other sensitive information; review and redact them before upload where appropriate.

We may create aggregated or de-identified statistics that do not reasonably identify you or an individual trader. We may use such information to operate, analyse and improve the Service and to publish general benchmarks, provided that the published information does not identify a user or reveal confidential workspace data.

A workspace owner or administrator may invite users, assign permissions, access workspace content and remove members. If you join an organisation's workspace, the organisation may control the workspace and the information within it. Your organisation, not Notofin, determines whether and how it uses trader data for coaching, evaluation, risk management, employment, contracting or other purposes.

Workspace administrators must give users appropriate notices, establish a lawful basis for processing, limit access to authorised personnel, respect applicable employment and data-protection laws, and avoid using Notofin outputs as the sole basis for decisions that produce legal or similarly significant effects.

For business customers, Notofin may act as a processor for workspace data and as an independent controller for account administration, billing, product security, fraud prevention, legal compliance and our own business operations. The Data Processing Addendum in this pack applies where relevant and may be supplemented by an order form or enterprise agreement.

AI-assisted features may summarise, classify or identify patterns in User Content. AI outputs can be incomplete, inaccurate, misleading, repetitive or inappropriate. They may reflect errors in the underlying data and must be reviewed by a human.

AI outputs are informational only. They are not financial, medical, psychological, employment or legal advice, and they must not be treated as verified facts or as the sole basis for trading, employment, disciplinary, account-allocation, credit, insurance or other high-impact decisions.

You must not submit information to an AI feature unless you are authorised to do so. Do not intentionally include passwords, authentication secrets, full payment-card data, government identifiers, medical records or other unnecessary special-category information.

Subject to these Terms and payment of applicable fees, Notofin grants you a limited, personal or internal-business, non-exclusive, non-transferable, revocable right to access and use the Service during the applicable subscription period.

Notofin and its licensors retain all rights in the Service, software, interfaces, designs, documentation, databases, branding, models, workflows and content, excluding User Content. No rights are granted except those expressly stated.

You may not copy, sell, sublicense, rent, lease, redistribute or commercially exploit the Service; reverse engineer or attempt to extract source code except where a non-waivable law permits it; bypass usage limits or security controls; scrape the Service at scale; create a competing product using protected elements; or remove ownership notices.

Paid plans renew automatically for the billing period shown at checkout unless cancelled before renewal. The total price, billing frequency, included features, seat limits, trial conditions and applicable taxes will be shown before you confirm a purchase.

You authorise us and our payment processor to charge the payment method associated with your account for subscription fees, additional seats, usage-based charges, add-ons and applicable taxes. We generally do not receive or store full card numbers.

You must keep billing details current. If payment fails, we may retry the charge, ask you to update payment information, restrict paid features or suspend access after reasonable notice. You remain responsible for charges incurred before cancellation or suspension.

We may change prices or plan structures. For recurring subscriptions, material price changes will apply no earlier than the next renewal after reasonable advance notice, normally at least 30 days. You may cancel before the change takes effect.

Business customers are responsible for withholding taxes, reverse-charge obligations and other business taxes applicable to their purchase, excluding taxes on Notofin's net income. Consumer prices and taxes will be handled in accordance with mandatory consumer law.

If we offer a free or discounted trial, the duration, eligibility, included features and conversion terms will be disclosed at sign-up. Unless stated otherwise, one trial is available per person, business or payment method.

Where a trial automatically converts into a paid subscription, you must cancel before the stated trial end to avoid the first charge. Promotional codes may have separate terms, may not be combined and may be withdrawn in cases of abuse, fraud or obvious error.

You may cancel a subscription through the account settings or by contacting tech@notofin.com. Cancellation stops future renewal; unless mandatory law or a specific offer provides otherwise, access continues until the end of the paid billing period and unused time is not automatically refunded.

Consumers in the European Union and other jurisdictions may have a statutory right to withdraw from an online contract, including a 14-day withdrawal period in the EU. Details, exceptions and the model withdrawal form are set out in the Subscription, Cancellation and Refund Policy. Nothing in these Terms limits mandatory rights concerning digital services that are not in conformity, defective or unavailable.

If you ask us to begin providing the Service immediately during a statutory withdrawal period, you expressly request early performance. Where permitted by law, we may deduct an amount proportionate to the Service provided before withdrawal.

We aim to provide a reliable Service but do not promise uninterrupted or error-free availability. Maintenance, upgrades, internet failures, cyber incidents, third-party outages and events beyond reasonable control may affect access.

Unless an enterprise agreement includes a service-level commitment, support response times and uptime figures are targets, not guarantees. We may deploy updates automatically and may require you to update plugins or applications for security or compatibility.

We may suspend a feature or connection where necessary to address security, legal, technical or third-party risks. We will use reasonable efforts to minimise disruption and notify affected paid customers where practicable.

You must comply with the Acceptable Use Policy. In particular, you may not use the Service unlawfully, infringe rights, upload malware, probe security, access another user's data without permission, misrepresent performance, facilitate fraud, provide regulated investment services without authorisation, or use AI outputs for prohibited automated high-impact decisions.

You may stop using the Service and close your account at any time, subject to subscription and retention terms. We may suspend or terminate access where:

• you materially or repeatedly breach these Terms or the Acceptable Use Policy;
• payment remains overdue after reasonable notice;
• use creates a security, fraud, legal or operational risk;
• we are required to do so by law, a court or a competent authority; or
• we discontinue the Service or a plan.

Where reasonable, we will give notice and an opportunity to remedy a breach. Immediate action may be taken for serious security, fraud, abuse or legal risks. Termination does not remove payment obligations already incurred or provisions intended to survive, including ownership, disclaimers, liability limits, confidentiality and dispute terms.

After account closure, you should export any data you wish to retain. We may delete active account data after the period described in the Privacy Policy, subject to legal retention, backup cycles and business-customer instructions.

If you provide suggestions or feedback, you grant us a perpetual, worldwide, royalty-free right to use it without restriction or compensation, provided that we do not publicly identify you without permission.

Each party may receive non-public information that is identified as confidential or should reasonably be understood as confidential. The receiving party will use reasonable care, use the information only for the relationship and disclose it only to persons who need it and are bound by confidentiality. This does not apply to information that is public through no breach, independently developed, lawfully received from another source or required to be disclosed by law.

For consumers, this clause does not reduce any statutory rights. For business customers, additional confidentiality obligations may be included in an order form or enterprise agreement.

The Service is provided on an "as is" and "as available" basis to the extent permitted by law. We do not guarantee profitability, improved performance, a particular behavioural outcome, error-free AI output, exact data synchronisation, compatibility with every trading setup or continued availability of a third-party integration.

Historical performance does not guarantee future results. Trading involves risk of loss. You are responsible for verifying data, protecting credentials, maintaining independent records and obtaining professional advice where needed.

Nothing in these Terms excludes statutory guarantees, remedies or rights that cannot lawfully be excluded or limited.

To the maximum extent permitted by law, Notofin will not be liable for indirect, incidental, special, exemplary or consequential loss, loss of profit, trading loss, loss of opportunity, loss of goodwill, loss of anticipated savings, or loss or corruption of data arising from or related to the Service, even if advised that such loss was possible.

Notofin is not responsible for losses caused by a trading decision, market movement, leverage, broker or platform action, account liquidation, incorrect imported information, delayed synchronisation, unauthorised credential use attributable to you, or reliance on analytics or AI output.

For a business customer, Notofin's aggregate liability arising from the Service during any 12-month period will not exceed the fees paid or payable by that customer for the Service during the 12 months immediately preceding the event giving rise to the claim.

For a consumer, liability is limited only to the extent allowed by mandatory law. Nothing excludes or limits liability for fraud, wilful misconduct, death or personal injury caused by negligence, breach of mandatory consumer rights, or any liability that cannot legally be excluded or limited.

If you use the Service for business purposes, you will indemnify Notofin against third-party claims, losses and reasonable costs arising from your unlawful use, User Content, breach of these Terms, infringement of rights, or failure to provide required notices and lawful bases to workspace users. This clause does not apply to the extent a claim is caused by Notofin's breach or unlawful conduct.

Please contact tech@notofin.com first so we can try to resolve a complaint. Include your account email, a description of the issue and the resolution you seek.

Consumers may also contact the Bulgarian Commission for Consumer Protection and may request alternative dispute resolution through an eligible Bulgarian conciliation commission. Participation and jurisdiction will be determined under applicable law.

These Terms are governed by Bulgarian law, without depriving consumers of mandatory protections available in their country of habitual residence. A consumer may bring proceedings before courts competent under applicable consumer law. For business customers, the courts of Sofia, Bulgaria have exclusive jurisdiction, unless an enterprise agreement states otherwise.

We may update these Terms to reflect changes in the Service, law, security, pricing or business operations. We will publish the updated version and update the date above. For material changes affecting paid users, we will provide reasonable advance notice through email, the Service or another appropriate channel. Continued use after the effective date means acceptance, except where law requires express consent.